Adjustable Rate

• Would you like to pay a much lower mortgage than a fixed rate loan?
• Do you plan to sell your home or refinance in the near future?
• Do you need to use your mortgage savings for other debt obligations?

If you answered yes to any of the questions above, adjustable-rate mortgages (ARMs) may be the right option for you. ARMs have interest rates that change periodically based on an underlying index, which reflects the cost of borrowing. Typically, these loans are for homebuyers that plan to sell their home in several years or would simply like lower payments during the initial payment period.

Titan Mutual Lending has 3, 5, 7 and 10-year ARMs available. We do have Interest Rate Cap programs as well.

The payments will depend on your financial situation and the current market interest rates.

Please call one our licensed loan officers to discuss the best option for you!

Refinancing Your Mortgage – There are countless reasons why refinancing a home loan is a good idea. For most homeowners, they are not sure what refinancing could do for them. Titan has expert loan officers who can help you through the refinance process.

2 Reasons You Should Consider Refinancing Your Mortgage – Refinancing your home loan is the best way to lower your interest rate. Homeowners who are tired of paying a higher interest rate can refinance their mortgage and benefit significantly – especially if they are trying to get a shorter loan term.

Refinancing your mortgage can eliminate mortgage insurance in some cases. If you are a homeowner who has a home loan with PMI, or private mortgage insurance, refinancing could lower your monthly payments.

To learn more about the refinance process and if refinancing your mortgage is right for you, contact Titan Mutual Lending today.